State of Oregon

Oregon $35 Insulin Cap

$35/30-day or $105/90-day insulin cap on state-regulated commercial plans, automatic at the pharmacy.

Application requiredCommercial insurance only

What you need to enroll

Application required

Fill out an application — income or residency documents may be needed. Approval typically takes 1–2 weeks. You'll need an active prescription to use the program once you're approved.

Your estimated copay

$35per 30-day fill
Start application

Covered medications

  • Any insulin covered by your plan 30-day supply·90-day supply

Am I eligible?

Need a prescription?
Yes — written by a licensed prescriber for the medications below.
Insurance required?
Commercial insurance only. Medicare, Medicaid, TRICARE, and VA are not eligible.
State restrictions?
Only available in OR.
Income limits?
No income test.

Accepted

  • Oregon residents on a state-regulated commercial plan
  • Auto-applied — no application required

Not accepted

  • Out-of-state residents
  • Self-funded ERISA employer plans
  • Medicare Part D, Medicaid, federal plans

How to apply

  1. Present your insurance card at the pharmacy — the cap is auto-applied if your plan is state-regulated
  2. If billed more than $35 (or $105 for 90 days), ask your insurer whether your plan is state-regulated or a self-insured ERISA plan
  3. If denied on a state-regulated plan, file a complaint with the Oregon Division of Financial Regulation
  4. Medicare patients: use the federal $35/month insulin cap

Using it at the pharmacy

No card needed — Oregon caps insulin at $35 per 30-day or $105 per 90-day on state-regulated plans automatically.

Terms & limits

Fills per year
12 fills per year, per covered drug
Start application

No application required. Self-insured ERISA plans are exempt — those are federally regulated. Cap applies whether you fill a 30-day or 90-day supply.

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